Insurance Coverage

Using Insurance at River’s Bend

Behavioral Health Care That Works With Your Plan

We believe mental health and substance use care should be accessible, transparent, and affordable. That’s why we work with nearly every major insurance provider to ensure you can focus on healing, not decoding your benefits.

We Accept Most Major Insurance Plans

River’s Bend is in-network with a wide range of health insurance providers, including:

Aetna, Alliance Health and Life, Allied Benefit System (ABS), ASR (Cigna), BCBS/BCN, BIND, Cigna/Evernorth, Claim Choice Admin, Cofinity/First Health (Aetna), Coresource, GEHA, HAP, Health Choice of Michigan, Health Partners, Healthgram, Liberty Union, Magellan, McLaren, Meritain, Optimed, OPTUM/UBH/UHC/UMR/Surest/Bind, Oxford-UHS, Priority Health, Student Resources, Surest, UHC, UMR, Unified Life, US Health and Life, Valenz/Insight, Varipro, Veterans Affairs Community Care, Zelis—and more.

Don’t see your plan? Contact us—we may still accept it.

What to Expect From the Insurance Process

We make it easy. When you fill out our intake form, our team will:

  • Verify your insurance benefits before your first appointment
  • Explain what’s covered and what your out-of-pocket costs may be
  • Handle authorizations (especially for higher levels of care like PHP)
  • Coordinate directly with your insurance company to avoid delays

“We’ve always been insurance-friendly. If you have coverage, we’ll work with it.”

— Bruce Goldberg, Co-Owner

Common Insurance Questions

Will insurance cover everything?
Not always. Some plans have deductibles, co-pays, or require pre-approvals. We’ll walk you through it.

What if my plan changes?
We re-verify coverage if you switch jobs, update your plan, or move.

Will my diagnosis affect coverage?
No. A diagnosis helps insurers understand medical necessity, it’s not a judgment.

Why Clients Trust River’s Bend With Insurance

  • In-Network with Most Major Plans
  • Fast Authorization Turnaround (often within 24 hours)
  • Dedicated Insurance & Billing Specialists
  • Clear Cost Estimates Before You Start
  • Real-Time Communication With Insurance Contacts

“We view insurers as partners. The system works better when we work together to get clients what they need—quickly.”

— Bruce Goldberg

Get Clarity. Get Covered. Get Care.

Whether you’re exploring mental health therapy, substance use treatment, or step-down care from inpatient, we’ll help you understand your options. No guesswork required.

Let’s verify your insurance and start your path to healing.

Verify Your Insurance & Schedule a Consultation

Call Us: 248-585-3239 (Troy) | 248-702-6132 (West Bloomfield)